AFFORDING TREATMENT

Connecticut State Infertility Mandate

What is the Connecticut State Infertility Mandate?

In 2005, the state of Connecticut passed a bill that enacted breakthrough legislation requiring most insurance companies to cover infertility diagnosis and treatment.

On August 13, 2015 the bill was changed to clarify and restrict discrimination in benefits based on age. The Insurance Department reviewed the previous age limit and determined infertility treatment was clinically effective for ages above 40. As of January 01, 2016 insurance carriers are required to remove the age limit on infertility benefits and policies.

Schedule Your Consult Learn More

What does the Connecticut State Mandate cover?

This mandate requires insurers to cover:

Up to 4 cycles of ovulation induction
A maximum of 3 intrauterine insemination (IUI) cycles
Up to 2 in vitro fertilization (IVF) cycles with a maximum of 2 embryos transferred per cycle

Note: The law does not apply to employees in self-insured plans. Employers may also decline to cover this benefit if the diagnosis and treatment of infertility conflicts with the organization’s religious or moral beliefs.

For full details about the Connecticut Insurance Mandate for infertility treatment and procedures, read this analysis of sHB 6617.

Get your Financial Planning for Fertility Treatment eBook

Budgeting for fertility treatment can feel overwhelming - especially when you don't have all the facts. That's why our experts have created a free, helpful resource to help guide you: our Financial Planning for Fertility Treatment eBook.

Learn about financial planning for treatment, how to maximize your insurance coverage, what to ask your insurer to determine your benefits and much more.

Fill out the form to download your free Financial Planning for Fertility Treatment eBook now!

Learn More About Affording Treatment

Explore our Learning Center to learn more about insurance and fertility coverage.

Article

What to Do During Open Enrollment to Maximize Your Fertility Coverage

Let’s say you work for a company that offers you insurance. Great! And then you find out there is...

7 min. read

Article

Will Insurance Cover My Fertility Treatment? Here's How to Find Out

Understanding which fertility benefits your insurance provider offers (if any) can be a daunting...

7 min. read

Article

Does Insurance Cover LGBTQ+ Family Building? Here's What to Know

The list of companies offering LGBTQ+ inclusive fertility benefits continues to grow, with...

8 min. read

View All Resources

HAVE MORE QUESTIONS?

Illume Fertility can help.

Our team of nine board-certified reproductive endocrinologists and comprehensive support staff are ready to help you create the family of your dreams. Take the first step by scheduling your consult today to learn how Illume Fertility can help you achieve your goals.

Schedule Your Consult Learn More